Bradford National Bank and State Bank of St. Jacob Announce Merger

Bradford National Bank has announced the completion of a merger with State Bank of St. Jacob, bringing together two long‑standing community banks with deep roots in Bond and Madison counties and the surrounding region. The merger was completed on February 28, 2026.

The combined institutions will operate under the name Bradford National Bank.

Michael Ennen, President and Chief Executive Officer of Bradford National Bank, announced the transaction and emphasized the shared values of the two organizations.

“Both institutions have achieved strong success through exceptional customer service and deep, lasting ties to the communities they serve,” Ennen said. “Bradford has long been part of the St. Jacob area, actively supporting local events and initiatives for the past 25 years. We’re excited to build on our community-focused banking approach—one rooted in local team members, local dedication, local decision-making, and local reinvestment.”

State Bank of St. Jacob has served its community for more than 120 years. Bradford National Bank, founded in 1867, is a full‑service community bank and the tenth-oldest bank in Illinois, with locations in Greenville, Highland, Marine, Centralia, Irvington, Nashville, and Breese.

Steven Prange expressed strong optimism about the advantages the merger will bring to customers.  “We are excited about the transaction,” Prange said. “By combining our strengths, we will deliver a broader range of enhanced financial services to our customers, including significantly greater lending capacity.”

What to Expect
During the first phase of the merger, State Bank of St. Jacob customers can continue banking as usual. Account numbers, debit cards, online banking access, and everyday banking services will remain unchanged. Customers will be notified directly if any action is required in the future.

Branch locations, hours, and employees will also remain the same.

Bradford National Bank is committed to delivering seamless service and maintaining strong relationships while maintaining continuity of service.

Community Service
Bradford National Bank will continue its strong tradition of community support by sponsoring local events like the Strawberry Festival and Little League, while also awarding two $1,000 scholarships to Triad High School students.

For additional information or questions

  • State Bank of St. Jacob (now Bradford National Bank – St. Jacob branch):
    Address: 102 West Fourth Street, St. Jacob, IL 62281
    Phone: (618) 644-5555
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To sign-up for Bradford Touch Mobile Banking

  1. Log in to your online banking account.
  2. You will be prompted to sign-up for Bradford Touch Mobile Banking. Select “accept,” “decline,” or “Ask Me Later.”
  3. View and accept the Terms and Conditions. Click continue.
  4. Select whether you would like to have the Mobile Browser, Text Messaging, Alerts, the App or all of them.
  5. If you would like the App, enter your mobile phone number and click Send. A text message will be sent to your phone with the link to activate your Bradford Touch Mobile Banking.
  6. Select the accounts you want access to and your time zone. Click Continue.
  7. Enter your phone number and click continue. You will receive a text message.
  8. Enter activation code that is texted to your phone. (This happens quickly, so make sure you are able to receive texts).
  9. Then, click Go to Mobile Banking Main Menu, or “Exit Mobile Banking”

To Download the Bradford Touch Mobile Banking App

  1. Go to the App Store and type in Bradford National Bank
  2. Click to download the App.
  3. Once downloaded, click on the BNB app.
  4. Type in the App Code: GoMobile1449 to activate.
  5. Type in your username
  6. Answer your security question
  7. Enter your password
  8. You are ready to bank from your phone.

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