Certificate of Deposit (CD) Rates
Last Updated: March 18, 2008

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Bonus Rates Available on the 7, 15, or 26 month term to customers with a new or existing checking account at Bradford National Bank. Ask your customer service representative about these rates.

Rate
APY Monthly
APY Quarterly
Semi Annual
Length
Min. Deposit
2.00%
2.02%
2.02%
--
3 Months
$1,000.00
2.25%
2.28%
2.27%
2.27%
6 Months
$1,000.00
2.75%
2.80%
2.79%
2.78%
7 Months
$1,000.00
2.75%
2.79%
2.79%
2.78%
9 Months
$1,000.00
2.25%
2.28%
2.27%
2.27%
12 Months
$1,000.00
2.75%
2.79%
2.79%
2.78%
15 Months
$1,000.00
2.50%
2.54%
2.53%
2.52%
18 Months
$1,000.00
2.50%
2.54%
2.53%
2.52%
24 Months
$1,000.00
2.75%
2.79%
2.79%
2.78%
26 Months
$1,000.00
2.75%
2.79%
2.79%
2.78%
30 Months
$1,000.00
3.00%
3.05%
3.04%
3.03%
36 Months
$1,000.00
3.25%
3.31%
3.30%
3.29%
48 Months
$1,000.00
3.40%
3.46%
3.45%
3.44%
60 Months
$1,000.00

Click here to view our Money Market Rates

Ask About Our CDARS Program
Certificate of Deposit Account Registry Service
FDIC Insurance up to $30 million

For Informational Purposes Only
Rates are subject to change without notice
New Rate Hotline: (618) 664-8888

HIGHER THAN THE MINIMUM LISTED DEPOSIT AMOUNT MAY BE
REQUIRED FOR SHORTER COMPOUNDING PERIODS.

Certificate Information 
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Certificate interest is paid or compounded semiannually. However on deposits over $5,000.00, quarterly payment or compounding is available on request. On deposits over $10,000.00, monthly payment or compounding is available. On single maturity certificates, the interest stops at maturity. Automatically renewable certificates have a 10 day grace period after maturity. If not cashed, the new certificate rate will become the renewed rate. When a certificate is cashed prior to the maturity date, the interest will be paid to the date it is cashed and the customer must refund three months interest for 3 month CD, six months interest for 6-36 month CD, and 12 months interest for 48-60 month CD.
  • SPECIAL RATES MAY BE AVAILABLE FOR CERTIFICATES OVER $100,000.00.
  • (Add 10 Basis Points to Rate)
  • Certificates that require pledging (public funds) will not receive a higher rate for amounts over $100,000.