Certificate of Deposit (CD) Rates
Last Updated: August 27, 2010

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Bonus Rates Available on the 7, 15, or 26 month term to customers with a new or existing checking account at Bradford National Bank. Ask your customer service representative about these rates.

Rate
APY Monthly
APY Quarterly
Semi Annual
Length
Min. Deposit
.50%
.50%
.50%
--
3 Months
$1,000.00
.60%
.60%
.60%
.60%
6 Months
$1,000.00
.60%
.60%
.60%
.60%
7 Months
$1,000.00
.75% Bonus Rate
.76% Bonus Rate
.75%
Bonus Rate
.75%
Bonus Rate
7 Months
$1,000.00
.80%
.80%
.80%
.80%
9 Months
$1,000.00
1.00%
1.00%
1.00%
1.00%
12 Months
$1,000.00
1.40%
1.41%
1.41%
1.41%
15 Months
$1,000.00
1.65% Bonus Rate
1.66% Bonus Rate
1.66%
Bonus Rate
1.66%
Bonus Rate
15 Months
$1,000.00
1.40%
1.41%
1.41%
1.41%
18 Months
$1,000.00
1.40%
1.41%
1.41%
1.41%
24 Months
$1,000.00
1.65%
1.66%
1.66%
1.66%
26 Months
$1,000.00
1.90% Bonus Rate
1.92% Bonus Rate
1.91%
Bonus Rate
1.91%
Bonus Rate
26 Months
$1,000.00
1.75%
1.76%
1.76%
1.76%
30 Months
$1,000.00
1.90%
1.92%
1.91%
1.91%
36 Months
$1,000.00
2.00%
2.02%
2.02%
2.01%
48 Months
$1,000.00
2.40%
2.43%
2.42%
2.41%
60 Months
$1,000.00

For Informational Purposes Only. Rates are subject to change without notice.
New Rate Hotline: (618) 664-8888

Click here to view our Money Market Rates

Ask About Our CDARS Program
Certificate of Deposit Account Registry Service
FDIC Insurance up to $50 million

HIGHER THAN THE MINIMUM LISTED DEPOSIT AMOUNT MAY BE
REQUIRED FOR SHORTER COMPOUNDING PERIODS.

Certificate Information 
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Certificate interest is paid or compounded semiannually. However on deposits over $5,000.00, quarterly payment or compounding is available on request. On deposits over $10,000.00, monthly payment or compounding is available. On single maturity certificates, the interest stops at maturity. Automatically renewable certificates have a 10 day grace period after maturity. If not cashed, the new certificate rate will become the renewed rate. When a certificate is cashed prior to the maturity date, the interest will be paid to the date it is cashed and the customer must refund three months interest for 3 month CD, six months interest for 6-36 month CD, and 12 months interest for 48-60 month CD.