Certificate of Deposit (CD) Rates
Last Updated: February 1, 2012

Click here to see our other rates

Bonus Rates Available on the 7, 15, or 26 month term to customers with a new or existing checking account at Bradford National Bank. Ask your customer service representative about these rates.

Rate
APY Monthly
APY Quarterly
Semi Annual
Length
Min. Deposit
.25%
.25%
.25%
--
3 Months
$1,000.00
.40%
.40%
40%
40%
6 Months
$1,000.00
.45%
..45%
.45%
..45%
7 Months
$1,000.00
.55%
Bonus Rate
.55%
Bonus Rate
.55%
Bonus Rate
.55%
Bonus Rate
7 Months
$1,000.00
.50%
.50%
50%
.50%
9 Months
$1,000.00
.50%
.50%
.50%
.50%
12 Months
$1,000.00
.70%
.70%
.70%
.70%
15 Months
$1,000.00
.80% Bonus Rate
.80% Bonus Rate
.80%
Bonus Rate
.80%
Bonus Rate
15 Months
$1,000.00
.75%
.75%
.75%
.75%
18 Months
$1,000.00
.80%
.80%
.80%
.80%
24 Months
$1,000.00
.85%
.85%
.85%
.85%
26 Months
$1,000.00
.95% Bonus Rate
.95% Bonus Rate
.95%
Bonus Rate
.95%
Bonus Rate
26 Months
$1,000.00
.95%
.95%
.95%
.95%
30 Months
$1,000.000
1.10%
1.11%
1.10%
1.10%
36 Months
$1,000.00
1.30%
1.31%
1.31%
1.30%
48 Months
$1,000.00
1.60%
1.61%
1.61%
1.61%
60 Months
$1,000.00

For Informational Purposes Only. Rates are subject to change without notice.
New Rate Hotline: (618) 664-8888

Click here to view our Money Market Rates

Ask About Our CDARS Program
Certificate of Deposit Account Registry Service
FDIC Insurance up to $50 million

HIGHER THAN THE MINIMUM LISTED DEPOSIT AMOUNT MAY BE
REQUIRED FOR SHORTER COMPOUNDING PERIODS.

Certificate Information 
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Certificate interest is paid or compounded semiannually. However on deposits over $5,000.00, quarterly payment or compounding is available on request. On deposits over $10,000.00, monthly payment or compounding is available. On single maturity certificates, the interest stops at maturity. Automatically renewable certificates have a 10 day grace period after maturity. If not cashed, the new certificate rate will become the renewed rate. When a certificate is cashed prior to the maturity date, the interest will be paid to the date it is cashed and the customer must refund three months interest for 3 month CD, six months interest for 6-36 month CD, and 12 months interest for 48-60 month CD.