Other Rates

Savings Account

1.00%

Savings Account

APY = 1.00%

There is NO MINIMUM balance required. Interest is paid quarterly and there must be a balance in the account on the date interest is paid.

NOW Account

.50%

NOW Account

APY = .50%

A statement showing interest earned from the previous month will be mailed or held at the customer's request on the first of the month. A BALANCE OF $1,000.00 MUST BE MAINTAINED to avoid a $7.50 monthly fee. However, an average balance of $2,000.00 cancels the monthly charge. There is NO LIMIT on the number of deposits and withdrawals on NOW accounts.

Money Market Savings Account

Rate APY Balance Required
1.00% APY = 1.00% Balance $2,500 - $9,999
1.10% APY = 1.11% Balance $10,000 - $24,999
1.25% APY =1.26% Balance $25,000 - $49,999
1.75% APY = 1.77% Balance $50,000 and over

A statement showing interest earned from the previous month will be mailed or held at the customer's request on the first of the month. A notice of current interest rate will be included in the statement. NO INTEREST WILL BE PAID IF THE AVERAGE DAILY BALANCE FOR THE MONTH IS LESS THAN $2,500.00. No passbook is required for deposits and withdrawals.


Premier Money Market Account

Rate APY Balance Required
1.25% APY = 1.26% Balance $10,000-$49,999
1.75% APY = 1.77% Balance $50,000-$74,999
2.00% APY =2.02% Balance $75,000-$99,999
3.00% APY = 3.05% Balance $100,000 and over

Individual Retirement Account

4.50%

IRA

APY = 4.65%

An IRA is a RETIREMENT ACCOUNT on which the TAX-DEFERRED INTEREST is paid semiannually. A MINIMUM DEPOSIT of $500.00 is required to open the IRA and each subsequent deposit must be at least $100.00. Withdrawals are not permitted before the age of 59 1/2 without penalties being assessed as required by law.

Rates subject to change without notice.

For more information, contact Bradford National Bank.