-News Release-

For Immediate Release
For more information, contact Frank Joy

664-2200 or frjoy@bradfordbank.com

March 13, 2008

Bradford National Bank

Brooke Cerkoski Joins Bradford National Bank

Brooke Cerkoski

(Highland)   Bradford National Bank announced today that Brooke Cerkoski has joined the bank as the new consumer loan officer in Highland.  The announcement was made by bank president Frank Joy.

Cerkoski brings a great deal of experience to her new position, having served as the finance and insurance manager for Steve Schmitt Motor Company and as the financial controller for Charlie Gitto’s Restaurants in St. Louis.  She has a B.A. degree from the University of Missouri-Columbia and is currently completing her Masters of Business Administration degree from Webster University.

Cerkoski said, “I am very excited to join such an established, locally owned company as Bradford National Bank. I am looking forward to working with everyone here as well as with the Highland community.”

Cerkoski will work primarily in the consumer lending area including residential real estate.

Rich Knebel, who serves as the senior lending officer in Highland, said “We are pleased to have Brooke join the highland lending team.  We look forward to her work in the residential and consumer lending areas.”

President Joy said, “Brooke is going to be a wonderful asset to our Highland staff.  She is self motivated, knowledgeable, and easy to work with.  Highland residents working with Brooke will be pleased with her high performance and dedication to providing customers with personal service and attention.”

Cerkoski is available now for appointments.  She can be reached at 1100 Mercantile Drive in Highland or you can call 651-1700.  She can also be reached by email at: brookecerkoski@bradfordbank.com.

Founded in 1867, Bradford National Bank celebrated its five year anniversary in Highland and 140th overall anniversary last year.  This fall, the bank will celebrate its 10 year anniversary in Marine.  For more information, visit www.BradfordBank.com.