Loans

 

Visit Our New On-Line Home Loan Center
Apply For Your Home Loan On-Line!
 
Important Lending Tools You Can Use
Financial Calculators
Your Property
Closing and Beyond
Glossory of Lending Terms
 

Bradford National Bank Specializes in Home, Auto and Personal Loans

Since 1867, Bradford National Bank has been serving the financial needs of our area.  Since we are a locally owned community bank, you can be sure that you will receive fast, personal service.  And since all loan decisions are made right here at home, you will be sure to receive a prompt response without the hassle of corporate red tape.

Consumer Loans
Bradford National Bank offers a wide selection of consumer loans with flexible terms and the lowest interest rates.  Including:

  • Residential Real Estate Loans
  • New and used Auto/Truck/Van Loans
  • Motorcycle Loans
  • Construction Loans
  • Lot Loans
  • Home Equity Loans
  • Fixed Rate Home Equity Loans
  • Personal Loans
  • Debt Consolidation Loans

Residential Real Estate Loans

It doesn't matter if it's your first home, a new home or if you are looking to refinance your existing home loan.  The loan professionals at Bradford National Bank are ready to go to work for you.  Visit Our New On-Line Home Loan Center

Fixed Rate Mortgages:
We offer 10-30 year fixed rate loans with low interest rates and low fees.  We also offer pre-approvals and can lock in your rate for up to 120 days.

Home Equity Products
Home improvements and unexpected repairs are no problem with a Home Equity Loan or Home Equity Line of Credit from Bradford National Bank.  You can even use the equity in your home to purchase a car, fund a college education, take a dream vacation or pay for a wedding.  The options are endless!  And best of all, Home Equity is a smart way to borrow and can offer tax saving benefits.

Home Equity Line of Credit

  • Works similar to a charge card, but offers a much lower interest rate
  • You're pre-approved up to a specified credit limit and provided with a special set of checks
  • When you need to access your money, simply write as many checks as you wish
  • Payments are based on the amount you actually use.  For example:  If you're approved for $50,000 and only use $15,000, your payments are based on $15,000.
  • Interest may be tax deductible - consult your tax advisor for details

First-Time Homebuyers
We offer a variety of programs designed specifically with the first time homebuyer in mind.  Many options are available.

We also offer Rural Housing and Adjustable Rate Loans.

Construction Loans
If you are building a home, we offer flexible terms and conditions for your construction loan and permanent financing.  We specialize in six month and nine month construction loans.

Vehicle Loans
Let us pre-approve you so that you can write a check to the dealer for your car.  We specialize in low-cost car, truck and recreational vehicle loans, with terms of up to 60 months.  Special rates may be available for customers that have payments auto deducted from a new or existing Bradford National Bank checking account.

Credit Life Insurance

  • Pays off your outstanding consumer loan balance up to the plan maximum if you should die before your loan is paid off.
  • Your insurance premium is added to your monthly loan payment.

Agriculture Lending
For all your ag lending needs, including:

  • Production Loans
  • Line of Credit
  • Beginning Farmer
  • Operating Lines of Credit
  • Farm Purchase or Refinance
  • Equipment Loans
  • & More

Loan Officers